Motability
Who are Motability?
Motability is an independent not-for-profit organisation, which provides disabled people with mobility solutions, including safe, reliable and affordable cars. Cars account for 99% of the Scheme's activities, with powered wheelchairs and scooters making up the balance.
Who qualifies for Motability?
To use any of the Motability schemes you must be receiving one of the following benefits:
- Higher Rate Mobility Component of the Disability Living Allowance
- War Pensioners' Mobility Supplement
You should expect to receive the allowance for the full length of the agreement you choose. But Motability welcome applications as long as you have at least 12 months award length remaining when you apply .
If you are unsure as to your eligibility, you should contact the following as appropriate:
- The Disability Living Allowance Unit, Department for Work and Pensions, Warbreck House, Blackpool FY2 0UE; 08457 123456
- The Veterans' Agency, The War Pensions Directorate, North Fylde Central Office, Norcross, Blackpool FY5 3TA; 0800 169 2277
Once you have chosen which scheme you wish to join, you then agree to pay over all, or part, of your allowance to Motability Operations or route2mobility, depending on your choice of car/wheelchair, for the duration of the contract hire, or hire purchase agreement.
What if I don't drive?
Even if you don't drive, but receive the allowance, you can apply for a car as a passenger and propose two other people as your drivers. An application for a car can even be made on behalf of a child aged three or older, who is entitled to the mobility allowance.
How does the Scheme Work?
“
Motability
means a single monthly payment (contract hire) that includes insurance, roadside recovery and maintenance costs
”
There are two ways in which Motability can turn your mobility allowance into the car for your needs:
- A new car on a three-year contract hire lease » Motability Contract Hire
- A new or used car on hire purchase, over a term of two to five years » Motability Hire Purchase
Most choose contract hire as they find it's the best option to obtain and pay for a brand new car. They like the convenience of a single, regular payment that includes comprehensive insurance, maintenance and breakdown cover.
Motability Contract Hire
Once Motability accepts your application, the advance payment and weekly rental are price protected. This lasts for three months from the date your agreement is printed - provided that the car description on the agreement is not altered later.
Your contract hire lease price, which will vary according to the make and model you choose, includes:
- Comprehensive insurance cover provided by Royal & SunAlliance 'Motability' (R&SAM)
- Full breakdown assistance provided by the RAC
- Servicing, maintenance, and repairs - which you must arrange through a Motability dealer - at no extra charge to you
- An allowance of 45,000 miles over the three years of your agreement*
If you choose optional extras that aren't fitted as standard to your chosen car - such as a CD player - they can not be included in the lease cost. You must have them fitted by your supplying dealer and pay for them yourself.
For details of the scheme please visit:
Motability Hire Purchase
Although it has many advantages, contract hire isn't right for everyone. You might prefer hire purchase if you:
- want to buy a second-hand car
- need adaptations and would prefer not to have to re-install them after three years, although we can offer an extension to five years
- regularly cover over 15,000 miles each year
The price guide shows some typical hire purchase repayments - depending on how much you borrow and the repayment period you choose.
If you choose hire purchase, it's important to remember that you are also responsible for comprehensive insurance, breakdown recovery and less predictable costs such as repairs and servicing, which are all included in the contract hire lease.
Further Information
-
David Taylor
Motability Specialist (Ottershaw ) -
Lee Waddington
Motability Specialist (Ottershaw ) -
Simon Russell
Motability Specialist (Weybridge )
For more details please contact David Taylor or Lee Waddington at Ottershaw on 01932 874411 or Simon Russell at Weybridge on 01932 858811.
You can also request information by completing the Motability Information Pack Request Form
References
- Motability Operations on 0845 456 4566
- Route2mobility Wheelchair and Scooter Scheme on 0845 60 762 60
- The Disability Living Allowance Unit, Department for Work and Pensions, Warbreck House, Blackpool FY2 0UE; 08457 123456
- The Veterans' Agency, The War Pensions Directorate, North Fylde Central Office, Norcross, Blackpool FY5 3TA; 0800 169 2277